THE URGENCY OF THE PRINCIPLE OF FAIRNESS OF BPJS KESEHATAN CONTRIBUTIONS FOR WAGE EARNERS (PPU)
Universitas Bhayangkara Surabaya
Universitas Bhayangkara Surabaya
DOI:
https://doi.org/10.56943/jlte.v4i2.799This article discusses the urgency of applying justice principles within the contribution system of BPJS Kesehatan (Indonesia's National Health Insurance) for wage-earning workers. The study aims to examine how the principle of justice can be effectively implemented, given the discrepancies between the contribution provisions regulated under Presidential Regulation No. 64 of 2020 and the stipulations in Law No. 6 of 2023 concerning the Ratification of the Government Regulation in Lieu of Law (Perppu) on Job Creation into Law, specifically Article 81 point 31 and Article 90B paragraph (1).This research adopts a normative legal method, employing positive law analysis combined with the theory of justice as the analytical framework. The data were collected through literature review, focusing on statutory regulations and relevant academic studies. The findings reveal that the principle of justice in the BPJS Health contribution system for wage-earning workers can be realized through two main mechanisms. First, by applying the principle of equity, which entails adjusting contribution rates based on the business scale of the company, in accordance with the mandate of the Job Creation Law. Second, by adopting the principle of social justice, through the provision of subsidies or contribution assistance for workers employed in micro and small enterprises. This scheme aims to ensure that all workers have fair and equitable access to health insurance, without being disproportionately burdened by contribution obligations.
Keywords: BPJS Kesehatan Contributions Principles of Justice Wage Workers
Astuti, Novi Fuji. “Makna Sila Ke-5 Yang Wajib Diketahui, Berikut Penjelasannya.” Last modified 2023. Accessed July 18, 2025. https://www.merdeka.com/jabar/makna-sila-ke-5-yang-wajib-diketahui-berikut-penjelasannya-kln.html.
Christoper, Bryant, and Kadek Agus Sudiarawan. “LEGAL IMPLICATIONS ON THE ISSUANCE OF GOVERNMENT REGULATION NO. 36 OF 2021 ON THE WORKER WAGE SYSTEM IN INDONESIA.” POLICY, LAW, NOTARY AND REGULATORY ISSUES (POLRI) 2, no. 1 (January 17, 2023): 44–51. https://ojs.transpublika.com/index.php/POLRI/article/view/525.
Dewanta, Awan Setya, and Sahabudin Sidiq. “Intensity of the Creative Economy Agency and Partnership in Empowering Micro and Small Enterprises.” Economic Journal of Emerging Markets (April 11, 2023): 56–71. https://journal.uii.ac.id/JEP/article/view/21683.
Dumbela, Ali, Arifin Tahir, Rauf A. Hatu, and Yanti Aneta. “Holistic Evaluation of the National Health Insurance Program in the Local Context of Indonesia.” KnE Social Sciences (March 19, 2024). https://knepublishing.com/index.php/KnE-Social/article/view/15463.
Jetha, Arif, Ali Shamaee, Silvia Bonaccio, Monique A. M. Gignac, Lori B. Tucker, Emile Tompa, Ute Bültmann, Cameron D. Norman, Cristina G. Banks, and Peter M. Smith. “Fragmentation in the Future of Work: A Horizon Scan Examining the Impact of the Changing Nature of Work on Workers Experiencing Vulnerability.” American Journal of Industrial Medicine 64, no. 8 (August 14, 2021): 649–666. https://onlinelibrary.wiley.com/doi/10.1002/ajim.23262.
Muhtadi, Muhtadi. “Penerapan Teori Hans Kelsen Dalam Tertib Hukum Indonesia.” FIAT JUSTISIA:Jurnal Ilmu Hukum 5, no. 3 (March 26, 2014). https://jurnal.fh.unila.ac.id/index.php/fiat/article/view/75.
Muslih, M. “Negara Hukum Indonesia Dalam Perspektif Teori Hukum Gustav Radbruch (Tiga Nilai Dasar Hukum).” Legalitas: Jurnal Hukum 4, no. 1 (May 12, 2017): 130–152. Accessed July 18, 2025. https://legalitas.unbari.ac.id/index.php/Legalitas/article/view/117.
Pelawi, Jhon Tyson. “Pancasila Sebagai Sumber Dari Segala Sumber Hukum.” Jurnal LPPM 10, no. 3 (2020).
Pinasang, Dani. “Falsafah Pancasila Sebagai Norma Dasar (Grundnorm) Dalam Rangka Pengembanan Sistem Hukum Nasional.” Jurnal Hukum Unsrat 20, no. 3 (2012).
Rautela, Sonica, Nehajoan Panackal, and Adya Sharma. “Integrated Healthcare System in India: A Conceptual Framework.” Journal of Integrated Care 32, no. 3 (August 8, 2024): 285–302. https://www.emerald.com/insight/content/doi/10.1108/JICA-01-2024-0002/full/html.
Sembiring, Riky. “Keadilan Pancasila Dalam Persepektif Teori Keadilan Aristoteles.” Jurnal Aktual Justice 3, no. 2 (December 15, 2018): 139–155. http://ojs.unr.ac.id/index.php/aktualjustice/article/view/539.
Solange, Nde Ngo, and Fonyoh Richard Nembu. “The Provision of Social Security Protection to Workers in Cameroon: What Is the Legal Vacuum.” International Journal of Law, Justice and Jurisprudence 1, no. 1 (January 1, 2021): 46–56. https://www.lawjournal.info/archives/2021.v1.i1.A.7.
Soraya, Syazarah, Talita Syamanta, Hilman Saidi Raja Bakkol Harahap, Coovadia Coovadia, and Mario Greg. “Impact of the National Health Insurance Program (JKN) on Access to Public Health Services: A Comprehensive Analysis.” Jurnal Ilmu Pendidikan dan Humaniora 12, no. 3 (September 28, 2023): 133–151. https://journals.ristek.or.id/index.php/jiph/article/view/7.
Suryani, Ade Irma, and Dodi Jaya Wardana. “Legal Aspects of Women’s Political Participation in a Gender Perspective.” JURNAL USM LAW REVIEW 7, no. 3 (December 28, 2024): 1967–1981. https://journals.usm.ac.id/index.php/julr/article/view/10634.
Tiry, Emily, Janine Zweig, Kelly Walsh, Lauren Farrell, and Lilly Yu. “Beyond Forensic Evidence: Examining Sexual Assault Medical Forensic Exam Mechanisms That Influence Sexual Assault Case Outcomes.” Journal of Interpersonal Violence 37, no. 7–8 (April 29, 2022): NP5693–NP5727. https://journals.sagepub.com/doi/10.1177/0886260520961870.
Widiantari, Kadek. “Perlindungan Hukum Terhadap Anak Yang Berkonflik Dengan Hukum Yang Dijatuhi Pidana Pelatihan Kerja.” Masalah-Masalah Hukum 46, no. 4 (February 24, 2018): 299. https://ejournal.undip.ac.id/index.php/mmh/article/view/16228.
Wijaya, Awalludin Fajar Brata, Surachman Surachman, and Mugiono Mugiono. “THE EFFECT OF SERVICE QUALITY, PERCEIVED VALUE AND MEDIATING EFFECT OF BRAND IMAGE ON BRAND TRUST.” Jurnal Manajemen dan Kewirausahaan 22, no. 1 (March 31, 2020): 45–56. https://jurnalmanajemen.petra.ac.id/index.php/man/article/view/22675.
Witati, Witati, and Phany Ineke Putri. “Determinant of Willingness to Pay Health Insurance Contribution to Informal Workers.” Economics Development Analysis Journal 9, no. 2 (July 26, 2020): 144–158. https://journal.unnes.ac.id/sju/index.php/edaj/article/view/38440.
Xue, Xizi. “Statistical Analysis of Data Based on the Endogenous Growth Model to Study the Adequacy of Fiscal Social Security Expenditure and the Improvement of Social Security System.” In Proceedings of the 4th International Conference on Economic Management and Model Engineering, ICEMME 2022, November 18-20, 2022, Nanjing, China. EAI, 2023. http://eudl.eu/doi/10.4108/eai.18-11-2022.2327113.
Yani, Teuku Ahmad, Andri Kurniawan, Mahfud Mahfud, Syaibatul Hamdi, and Lia Sautunnida. “Legal Transformation of Trading Businesses into Individual Limited Companies for Indonesian Micro and Small Enterprises.” Jurnal Ilmiah Peuradeun 12, no. 3 (September 30, 2024): 1237. https://journal.scadindependent.org/index.php/jipeuradeun/article/view/1477.
Yusniar Mendo, Andi, Idris Yanto Niode, Rahmawati Hasim, and Vivin R. Daud. “ECONOMIC POTENTIAL BY MSMES AT COASTAL AREA: EVIDENCE OF BONE BALANGO REGENCY IN INDONESIA.” Dinasti International Journal of Education Management And Social Science 3, no. 1 (October 27, 2021): 23–34. https://dinastipub.org/DIJEMSS/article/view/1013.
“PERPRES No. 64 Tahun 2020,” 2020. Accessed July 18, 2025. https://peraturan.bpk.go.id/Details/136650/perpres-no-64-tahun-2020.
“PP No. 36 Tahun 2021.” Last modified 2021. Accessed July 18, 2025. https://peraturan.bpk.go.id/Details/161909/pp-no-36-tahun-2021.
“UU No. 24 Tahun 2011,” 2011. Accessed July 18, 2025. https://peraturan.bpk.go.id/Details/39268.
“UU No. 6 Tahun 2023,” 2023. Accessed July 18, 2025. https://peraturan.bpk.go.id/Details/246523/uu-no-6-tahun-2023.